Are you looking for your US Bank Routing Number? If you are in an urgency for the routing number and don’t have a checkbook right with you then, you can get assistance through this post. In this post, we have listed out the complete list of the US Bank Routing Numbers for different regions and states.
With the help of this table given below, you can find your routing number within no time. In general, the routing numbers are used for making bill payments online. Some other benefits include the ability to transfer funds and more. Here is everything you need to know about the US Bank Routing Numbers for each region. Have a glance!
What is a Routing Number?
A Routing Number is sometimes referred to as the ABA transit numbers. These numbers are utilized to find the federal and state-chartered financial institutions. The people can carry out various banking transactions within a few moments. One can get an assurance regarding the money transfer absolutely secure and safe. In the year 1910, the American Bankers Association has launched the ABA number.
A routing number consists of 9 digits that help as an identifying code for making various financial transactions. The initial 4 digits consist of the Federal Reserve Routing symbol. The subsequent 4 digits represent the identification to the institution. Finally, the last digits indicate a mathematical calculation that verifies the routing number’s accuracy. The transit number identifies the region wherein you have opened your bank account.
Most often, you are asked to know the routing number for your account at the time of making online payments. It is commonly referred to as the routing transit number. In short, we call it as RTN. The ABA routing number appears on the cheque at the bottom left corner. Alongside the routing number, you can also find the account number. Once you log into your online banking account, you can find these numbers. On the account transactions page, you can find a link in the list that says ‘I’d like to’.
For More: What is a Routing Number on Cheque?
How to Find your Routing Number on your Cheque?
In order to find your routing number on the cheque, you need to look at the string of 9 digits present at the bottom left corner of the cheques. later, you can find the remaining strings of numbers i.e., the account number and the cheque number. The US Bank has more than 1 cheque routing number in accordance with the federal needs.
The Federal Reserve Bank’s Routing Directory requires some banks and the credit unions that include small institutions and the routing numbers. The large and nation-wide banks have different routing numbers that comprise of the area-wise digits. The first 2 digits present in the routing number indicates the Federal Reserve region. There are a total of 12 regions across the nation.
US Bank SWIFT Codes for Incoming Wire Transfer
If anyone wants to transfer money from a different country to your account in some other country then, you need to provide some crucial information. Some of the details include the US Bank account number and the name that displays on the account. The users need to make use of the SWIFT code i.e., USBKUS44IMT.
Also Read: USAA Federal Savings Bank Routing Numbers
It is the US Bank number which is required for making wire transfer internationally. The international wire transfer system has a SWIFT code which is quite similar to the ABA number that is utilized in the local banking transactions. If you require a bank routing number for your savings account or IRA, you can make a call to the US Bank at 800-872-2657 or can check the table provided below.
If you are thinking to make your wire transfer payment internationally then, follow the steps provided below:
- Enter the name of the sender that displays on the account.
- Type the account number.
- Give the US Bank SWIFT code as USBKUS44IMT/
The SWIFT code is solely used for making money transactions via wire transfer incoming. They may not be used for other purposes.
US Bank Routing Number
Here is a list of the routing numbers for the account holders in the US Bank based on their region:
|California – Northern||121122676|
|California – Southern||122235821|
|Colorado – Aspen*||102101645|
|Colorado – all other areas||102000021|
|Illinois – Northern||071904779|
|Illinois – Southern||081202759|
|Iowa – Council Bluffs||104000029|
|Iowa – all other areas||073000545|
|Kentucky – Northern||042100175|
|Kentucky – Western||083900363|
|Minnesota – East Grand Forks*||091215927|
|Minnesota – Moorhead||091300023|
|Minnesota – all other areas||091000022|
|Missouri – Western||101200453|
|Nebraska (+ Council Bluffs, IA)||104000029|
|North Dakota (+ Moorhead, MN)||091300023|
|Ohio – Cleveland||041202582|
|Ohio – all other areas||042000013|
|All other states||091000022|
Use Correct Routing Numbers for Successful Transactions
By making use of the precise routing number for your US Bank, you can make different banking transactions. The users can even ensure the accuracy with their routing numbers. If you type the routing numbers incorrectly during the direct deposits then, your tax refunds might be delayed. In some other cases, your money will be deposited in the wrong person’s accounts.
One can easily find their routing number on a cheque present at the lower left corner of the cheque. Not all the cheques show the routing numbers. In such a case, the account holders can find their routing number in the below list based on their state or region.
That’s all! This is all you need to know about the US Bank Routing or Transit Numbers for your region. Based on your state, you can pick your routing number for the US bank. Hope this guide has helped you to get your ABA transit number with much ease. For more doubts or queries, just drop them in the comments section.